The Mortgage
Mates Story
We started Mortgage Mates because we believe in the Kiwi dream of homeownership and making this available to everyone. It’s more than just business to us—it's about making a real, positive difference in people's lives. With a deep passion for property and finance, we bring more to the table than just our expertise; we bring our hearts and a commitment to help hard-working Kiwis climb the property ladder and beyond.
Meet your
Mates
We're Your Mates in Homeownership
At Mortgage Mates, we're not your typical mortgage brokers. Stories from our clients speak to the dedication, passion, and a shared mission to help make home ownership easier and for more people to achieve mortgage wellbeing. We recognise that we are tangata tiriti, working in partnership with the tangata whenua and original custodians of the land.
From the cricket fields to the backyard we call home, our lives are grounded in the values we bring to our work every day: connection, support, and a real commitment to your dreams.
Empower Your Journey
What Are DTI Rules and How Do They Affect How Much You Can Borrow?
If you've been doing your homework on home loans, you've probably come across the term "DTI." It sounds technical — and it is — but understanding it could save you a lot of confusion when you apply for a mortgage. Here's what DTI rules are, how they work in New Zealand, and what they mean for your borrowing power.
What Happens to Your Mortgage If You Can't Work? Here's What Actually Covers You
Most of us don't spend much time thinking about what would happen if we got sick and couldn't work. It feels unlikely — until it isn't. In New Zealand we have ACC, which is genuinely useful, but there's a significant gap in what it covers. Here's a straight-talking guide to what actually protects you if you can't work — and what leaves you exposed.
First Home Buyer in New Zealand? Here's Everything You Need to Know
Buying your first home is one of the biggest milestones of your life. It can also feel a little overwhelming — especially when you're trying to understand deposits, KiwiSaver, mortgage pre-approval, and the whole house-hunting process all at once. We put this guide together because we work with first home buyers every day, and we see the same questions come up again and again. Think of it as a friendly walkthrough from your mates in mortgages.
Your journey to home ownership is unique, and we’re here to support you every step of the way. Reach out today, and let’s make your home ownership dreams come true.
